John Kotalik is the owner of a Farmers Insurance Agency in Downtown Redmond working to make sure that the autos, homes and lives for the average consumer are adequately protected. John is a big advocate for protecting his clients using the tool of adding an umbrella to get coverages up to a level where they protect the average consumer in the Seattle area. John has over 30 years of extensive business and insurance experience in the Puget Sound area that he brings to bare in advising customers. In The Money Hour segment today John talks about what generates the rate you pay on your home and auto insurance.
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